Terms & Conditions
Definitions
“Confidential Information” means any of our information, the information of a mortgage aggregator, or any third-party information that is confidential or sensitive in nature, marked or reasonably considered to be confidential.
“Intellectual Property” means all intellectual property rights including copyright, designs, trademarks, patents, trade secrets, user lists, user details, and any other works or subject matter belonging to us.
“Services” means the provision of our mortgage broking services, property buyer’s agency services, or any other service offered by us through this website.
“Third Party” means any entity other than us or our subsidiaries.
“User” means any person who accesses this website, regardless of the purpose of that access.
“You” means a user or any other party accessing the website on your behalf.
General
These terms prevail over anything inconsistent with them in relation to the website. If any part of these terms is invalid or unenforceable, it will be read down or removed without affecting the rest.
These terms and any related contracts are governed by the laws of New South Wales, Australia, and subject to its courts.
We are not liable for any direct or indirect loss or expense arising from use of the website or reliance on its information.
Failure to enforce a provision does not constitute a waiver.
We may provide notice of changes by publishing updates on the website. Continued use of the website constitutes acceptance of updated terms. If you do not agree, you must stop using the website.
These terms, together with our Privacy Policy, make up the entire agreement regarding your use of the website.
Use of Website
We grant you a non-exclusive, non-transferable licence to use the website for enquiries or requests about our services.
The website may contain third-party content or links. We do not endorse or accept liability for such content.
We retain full editorial control and may alter or remove content at any time. The website may be unavailable due to maintenance or other reasons, and we are not liable for outages.
User Conduct
By using the website, you confirm you have capacity to accept these terms and will maintain confidentiality of any information shared.
Users must not transmit harmful, unlawful, defamatory, obscene, offensive, or infringing content, or any content containing viruses or malicious code.
Users are solely responsible for content they provide. Any unauthorised use must be reported immediately. We may request identification to verify compliance.
Violation of Terms
We may reject, edit, or remove content that violates these terms. We may disclose information if required by law or a government authority.
User Warranties
Users agree not to use the website for improper or unlawful purposes and must ensure any information provided is accurate.
Users acknowledge they must not rely solely on website content or services, and should obtain independent legal, financial, or professional advice.
We do not warrant accuracy or completeness of information on the website, and exclude all liability for its use.
Users consent to the use of personal information for provision of services and marketing. Information may be shared with third parties as necessary.
Fees
We may charge fees for certain website features, disclosed prior to access. Fees are in Australian Dollars and inclusive of GST. Prices may change with notice.
Confidential Information
You agree to keep confidential any information belonging to us, other users, or third parties, unless disclosure is authorised, public, previously known, or required by law.
Intellectual Property
All intellectual property in the website remains owned by us.
By submitting content through the website, you grant us a worldwide, royalty-free licence to use that content, including for marketing purposes.
You must not reproduce any part of the website without our written permission.
Termination and Suspension
We may terminate or suspend website access at any time, without notice.
We may also discontinue or change services or features at our discretion.
Limitation of Liability
You agree to indemnify us against any claims, costs, or damages resulting from your use of the website.
Our maximum liability, if any, is limited to the amount you paid (if any) for chargeable features on the website.
Disclaimer of Warranties
We make no warranties that the website will be error-free, secure, or uninterrupted. Content may not always be accurate, complete, or up to date.
We do not guarantee the website or servers are free from viruses or harmful code.
Assumption of Risk
You use the website at your own risk, including risks associated with online or offline interactions, system damage, or data loss.
Changes to Terms
These terms may be updated at any time. Changes take effect immediately upon publication. Continued use of the website means you accept the updated terms.